Current versus Expected behavior: I have a balance of $34.54 in Gifted Credits from referrals, but my monthly credits have expired ($0.00 / $5.00). Even though I have a positive total balance, v0 is blocking me with an "Explore More Plans" popup and won't let me use my gifted credits. I expect the system to use my gifted credits once the monthly limit is reached. Code, configuration, and steps that reproduce this issue: Reach $0.00 in Monthly Credits. Have a balance in Gifted Credits (currently $34.54). Try to run any prompt in v0. Result: A popup appears asking to upgrade to a Team/Business plan. Account Info: Plan: Premium (Complimentary) Total Available Credits: $34.54