v0.appTallyr - Personal Finance Tracker - Apps & Games Templates - v0 by Vercel
Tallyr is a minimal personal finance dashboard designed for couples, housemates, or families who share expenses.
**Core Features:**
- Dashboard with monthly income/expense summary
- Add, edit, and delete transactions
- Categorize expenses (15+ categories)
- Assign transactions to household members
- Notes on each entry
- CSV import for bulk transaction loading
- JSON backup and restore
- PDF export of insights
**Recurring Transactions:**
- Track monthly and yearly recurring charges
- Automatic projection of upcoming bills
- Recurring entries appear in "Upcoming (Next 30 Days)"
**Budget Management:**
- Set budget limits per category
- Visual progress bars showing spent vs allocated
- Essential vs non-essential category tagging
- Color-coded categories
**Goals (Savings, Debt, Sinking Funds):**
- Create savings goals with target amounts and deadlines
- Track debt payoff with interest rate and minimum payment
- Sinking funds with monthly contribution targets
- Log contributions with notes
- Progress visualization with percentage complete
- Projected completion dates
**Net Worth Tracker:**
- Add assets (cash, checking, savings, investments, retirement, real estate, vehicles)
- Add liabilities (credit cards, mortgage, auto loan, student loan, personal loan)
- Monthly snapshots of total assets, liabilities, and net worth
- Historical net worth chart
- Asset allocation breakdown
**Splits & Settlement:**
- Track who paid for shared expenses ("Paid By" field)
- Settlement calculator showing who owes whom
- Minimal transaction settlement (reduces multiple debts to fewest payments)
- Filter by date range
**Entry Comments:**
- Add comments/notes to individual transactions
- Timestamp and author tracking
- Thread-style conversation on entries
**Insights & Analytics:**
- Spending by category (pie chart)
- Monthly spending trends (bar chart)
- Month-over-month comparison with percentage change
- Category-level trends (which categories increased/decreased)
- Savings rate tracker (income - expenses / income)
- Savings rate trend over 6 months
- Anomaly detection (flags unusually large expenses)
- Budget rollover (shows unused budget from previous month)
**Month Review:**
- End-of-month retrospective page
- Total income, expenses, and savings for any month
- Top spending categories
- Biggest individual expenses
- Savings rate with visual indicator
- Navigate between months
**Bill Reminders:**
- Dashboard card showing bills due in the next 7 days
- Based on recurring transactions
**Mobile & Lifestyle:**
- PWA support (installable on mobile/desktop)
- Install prompt for adding to home screen
- Quick entry keyboard shortcut (Cmd/Ctrl + N)
**Cloud Sync (Optional):**
- Supabase integration for cloud storage
- Authentication (sign up, login, logout)
- Data syncs across devices when logged in
- Falls back to localStorage when no Supabase configured
- Migrate local data to cloud option
**Settings:**
- Currency selection (USD, EUR, GBP, CAD, AUD, JPY, INR)
- Light/Dark/System theme
- Household member management
- Version number display
- "What's New" changelog
Optional cloud sync with Supabase (or use localStorage by default)
Authentication support for private cloud deployments