I'm not really sure who v0 is targeting, but it definitely is not the right tool for someone on the hobby plan. For $20 I can get a month's worth of access to coding models from other providers that will produce similar results, but I couldn't even get through an hour of basic prompting using vercel's own models. I was hoping v0 models would work for me so I could use vercel end-to-end, but the absurd pricing and token consumption makes it clear that this will not be an option. I'm thankful for the $5 credits because I would have never thought that it would run out that quickly, and it kept me from amassing a monstrous bill. Having said that, the model pricing is completely incompatible with non-corporate users.